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Newsroom: Retail Deductions, Promotions, and Chargeback Recovery


Holiday Returns: The Hidden Drain on Supplier Margin
Holiday sales feel great. Holiday returns don’t. The weeks after Black Friday through January generate a tidal wave of merchandise returns—and with it, a spike in excessive defectives, RTVs, price-variance disputes, OTIF-related claims, and post-audit deductions that quietly erode supplier margins.
The HRG Team
5 days ago3 min read


Q4 Deductions: How to Finish the Year Strong (Without Funding Everyone Else’s P&L)
Q4 is loud. Promotions stack, shipment windows tighten, and returns surge. That’s when “little” problems—late trucks, label mismatches, muddled price files—turn into OTIF penalties, SQEP/operational chargebacks, price-variance disputes, and post-audit claims that erode your profit just as you’re trying to close the year.
The HRG Team
7 days ago3 min read


Peak Surcharges: Prevent Shortage Deductions
Peak season doesn’t just raise parcel costs—it raises the odds of shortage deductions, OTIF chargebacks, and messy post-audit “proof of delivery” debates.
The HRG Team
Oct 162 min read


Retail Chargebacks: Decode Codes, Win Disputes
Chargebacks aren’t “just the cost of doing business.” They’re margin leaks with nametags. And the tags—those deduction codes—tell you exactly how to shut the leak if you know how to read them.
The HRG Team
Oct 153 min read


Walmart Open Call: Your Deduction Risk Playbook
Open Call is buzzing—a two-day sprint (Oct. 7–8) with nearly 600 entrepreneurs, ~750 pitch meetings, and a lot of hopeful “golden ticket” selfies around Walmart’s new home office campus in Bentonville. It’s a serious platform to reach Walmart, Sam’s Club, and Walmart.com.
The HRG Team
Oct 84 min read
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